Keogh Plans

Employee stock ownership plan - 5 year distribution period - Limits

Asked Wednesday, November 29, 2000 by an anonymous user

CPA Answer:

For the current year, the dollar amount for determining the maximum account balance in an employee stock ownership plan subject to a 5 year distribution period has increased to $1,066,000, while the dollar amount used to determine the lengthening of the 5 year distribution period has increased to $205,000.
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Keogh Plans

Defined contribution plan - annual benefit

Asked Wednesday, November 29, 2000 by an anonymous user

CPA Answer:

For 2013, the annual benefit for a participant under a defined benefit plan cannot exceed the lesser of: 100% of the participant's average compensation for his or her highest 3 consecutive calendar years or $205,000. For 2014, the annual benefit for a participant under a defined benefit plan cannot exceed the lesser of: 100% of the participant's average compensation for his or her highest 3 consecutive calendar years or $210,000.
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Keogh Plans

Defined benefit plan - limitation on annual benefit

Asked Wednesday, November 29, 2000 by an anonymous user

CPA Answer:

For 2013, the annual benefit for a participant under a defined benefit plan cannot exceed the lesser of: 100% of the participant's average compensation for his or her highest 3 consecutive calendar years or $205,000.
For 2014, the annual benefit for a participant under a defined benefit plan cannot exceed the lesser of: 100% of the participant's average compensation for his or her highest 3 consecutive calendar years or $210,000.
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Capital Gains & Losses

Goodwill - amortizable basis

Asked Monday, November 27, 2000 by an anonymous user

CPA Answer:

The cost of business intangibles such as Goodwill, covenants not to compete amounts, trademarks are amortized over a 15 year period.
Most intangible assets are expected to benefit more than one year, so their cost is a capital expenditure under Internal Revenue Codesection 167 (depreciation), the primary authority for deducting intangibles
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Investments & Financial Planning

Is there a website for determining withdrawals from retirement fund to achieve a specific income level ?

Asked Monday, November 27, 2000 by an anonymous user

CPA Answer:

T. Rowe price has created a website for users to enter assets information, how long they plan to be in retirement and their desired withdrawal from the retiremnet fund to determine the liklelihood or success based on these variables. www.troweprice.com/ric is the address.
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Dividends

Is the amount listed on Form 1099-DIV box 6 , foreign taxes deductible ?

Asked Wednesday, November 22, 2000 by an anonymous user

CPA Answer:

The amount listed on Form 1099-DIV box 6 for foreign taxes are deductible on tax credit Form 1116 or as an itemized deduction, other tax amount on IRS Schedule A.
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Dividends

Is the amount listed on Form 1099-DIV box 5 for fund expenses deductible ?

Asked Wednesday, November 22, 2000 by an anonymous user

CPA Answer:

The amount listed on Form 1099-DIV box 5 for fund expenses is deductible as an miscellaneous itemized deduction subject to the 2% AGI limitation on IRS Schedule A.
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Dividends

What year is the Mutual fund dividend I received in December and paid in January taxable ?

Asked Wednesday, November 22, 2000 by an anonymous user

CPA Answer:

Mutual fund dividends declared at the end of the year in the months of October through December and paid the following January are taxable in the year declared.
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Investments & Financial Planning

How are Mutual funds distributions reported to the IRS ?

Asked Wednesday, November 22, 2000 by an anonymous user

CPA Answer:

Mutual fund distributions are reported to the IRS and to you on Federal Form 1099-DIV or a substitute equivalent 1099-DIV statement.
Several types of of dividends can be reported on Form 1099-DIV.
Dividends that were reinvested by you instead of receiving cash will be listed on this form.
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