Ask Self-Directed IRA Questions

Get Answers from CPAs and IRA Experts. Do you need help with a specific Self-Directed IRA issue or have general IRA & tax questions? Self-Directed IRA Questions is the easiest way to get answers from a CPA, Tax Professional, or IRA expert.

Ask Self-Directed IRA Questions

CPAdirectory is helping individuals and self-employed/business owners get accurate information and answers to Self-Directed IRA related questions. CPAdirectory has partnered with Quest Trust Company to help people unlock their financial future with a self-directed IRA, to reach their retirement goals!

One of the benefits of self-direction is the ability to diversify your portfolio beyond traditional, publicly traded assets. 

Investment Categories

  • Real Estate
  • Promissory Notes
  • Private Entities
  • Precious Metals
  • Cryptocurrency
  • and more

If you have any questions about a Self-Directed IRA, submit your question today.

How does the 'Self-Directed IRA Questions' program work?

Self-Directed IRA Questions is a free service that allows you to ask a CPAdirectory accountant or IRA expert in our network for advice about your most pressing IRA questions. Once you submit your IRA question, we will have an IRA expert or accountant in our network reach out to provide complimentary advice.

Why is this service free?

Our unique service provides valuable self-directed IRA advice at no cost to you.  Our service makes it easy for you to get answers to your IRA questions. Providing you with free answers to your Self-Directed IRA questions gives CPAdirectory the opportunity to assist with your questions and to learn more about your self-directed IRA needs.

Common Questions:

  • What is a Self-Directed IRA?
  • How do I know what IRA account is right for me?
  • Why should I open an IRA account?
  • Can I get a tax deduction for my contributions?
  • When is the deadline for IRA contributions?
  • Can I withdraw/pull/borrow money from my IRA?
  • Under what conditions can I use my IRA early?
  • Is the money I withdraw taxed/by how much?
  • What is a RMD, why am I required to withdraw money?
  • How do I find my RMD?
  • Can I contribute to/have an IRA even if I have a 401(k) (at work)?
  • If I already have a 401(k), why do I need an IRA account?
  • What if I retire before 59 ½?
  • What’s the difference between pre-tax and after-tax IRA contributions?
  • What can I do with an inherited IRA?
  • Can I contribute to an inherited IRA?
  • Can I contribute to an IRA after I have retired?
  • Can I contribute too much to an IRA?
  • What is a rollover?
  • Can a rollover be taxed?
  • What if I am not eligible to contribute to a Roth IRA?
  • What is UBTI? Do IRA’s pay taxes?
  • What is a 990T?
  • I got a 1099-R in the mail from my IRA custodian, what do I do with it?
  • I got a 5498 in the mail from my IRA custodian, what do I do with it?

Quest Trust Company is the premier Self-Directed IRA custodian that administers IRAs for the purpose of investing in alternative investments, like real estate, notes, oil and gas, private placements, and more. With a SDIRA, you have the ability to diversify your investment portfolio and choose from the broadest possible spectrum of investments, including those not traded on a stock exchange. You get to make all the decisions about your financial future, and our staff will provide expert account administration, the latest online features, and excellent transaction support services all along the way. We also offer top Self-Directed IRA education from our certified IRA specialists in our Education Center, where you can watch videos, join webinars, and read latest blogs.

At Quest, you can use a truly self-directed IRA to invest in a multitude of private investments, locally and even internationally, putting the control back in your hands. In just 5 easy steps, you can open an account, fund it, and purchase a new investment that you’re familiar with and knowledgeable about!