Retirement

Unless you are disabled, you are not eligible for monthly survivors benefits based on your husband's earnings record until you reach the age of 60.
At that age, your benefit would be about 71.5% of your husband's basic benefit amount.
If you wait until you reach your full retirement age, you will receive 100% of his amount. Disabled widows or widowers can receive benefits as early as age 50.

For most current and future retirees, the social security administration will average your 35 highest years of earnings. Years in which you have low earnings or no earnings may be counted to bring the total years of earnings up to 35.
The Social Security administration has a Benefits Planner which is located at http://www.ssa.gov. The planner is divided into 4 sections including retirement, disability, survivors and calculators. Employees can determine their own social security benefit by using the calculate section.

If you are under full retirement age for the entire year, SSA deducts $1 from your benefit payments for every $2 you earn above the annual limit. For 2013, that limit is $15,120. In the year you reach full retirement age, SSA deducts $1 in benefits for every $3 you earn above a different limit, but we only count earnings before the month you reach your full retirement age. If you will reach full retirement age in 2013, the limit on your earnings for the months before full retirement age is $40,080. (If you were born in 1943 - 1954, your full retirement age is 66 years.).
If you were born in 1960 or later your full retirement age is 67.
Starting with the month you reach full retirement age, you can get your benefits with no limit on your earnings.

The IRS Social Security Benefits Planner is located at http://www.socialsecurity.gov/retire2/.
This planner provides detailed information about your Social Security retirement benefits under current law.
If you are Looking for information, you can find your retirement age, Estimate your life expectancy, Estimate Your Retirement Benefits and use our other benefit calculators to test different retirement ages or future earnings amounts, apply for retirement benefits.
If you are close to age 65, you can find out how to apply for just Medicare. You may need to sign up for Medicare close to your 65th birthday, even if you will not be retired by that time.

In the current year, the Social Security and Medicare taxes that are withheld from your paycheck from your wages are not deductible by you on your tax return.

The Form first used to claim exemption from social security is filed on IRS Form 4361. The exemption once granted is irrevocable unless requested within a 27 and a half initial period.
Exempted Ordained Ministers, Priests, or Rabbi's may revoke the original election and re-elect social security coverage by filing out IRS Form 2031.
Once you revoke the exemption you can never elect exemption from social security coverage again.

The Form first used to claim exemption from social security is filed on IRS Form 4361. The exemption once granted is irrevocable unless requested within a 27 and a half initial period.

For the current year, wages up to $113,700 are subject to Social Security tax and the maximum Social Security withholding would be $7,049.40.
Employers should withhold Social Security taxes (6.2 percent) from employee's wages up to $113,700 and withhold Medicare tax (1.45 percent) on all wages.
For 2014, wages up to $117,000 are subject to Social Security tax and the maximum Social Security withholding would be $7,254.

If your name or social security number on your social security card is incorrect or you need to speak to the Social Security Administration the phone number is 1-800-772-1213.