Interest - Itemized Deduction

No. Credit card interest and other personal interest, such as interest on car loans, personal purchases and home equity debt over $100,000, are not deductible.

Points paid on a home mortgage refinance cannot be deducted in the year they’re paid unless the money is used to improve the property which is your primary residence.
Generally, points on a refinance must be deducted over the life of the loan. That means, if you took out a refinanced loan for 15 years, you would have to amortize the points over 180 months.