Medical Expenses

Special food prescribed by a doctor

Asked Tuesday, December 19, 2000 by an anonymous user

CPA Answer:

The additional costs of special food or diets over the costs of normal food are deductible if prescribed by a doctor to alleviate a specific medical condition.
The excess can be claimed as a medical itemized deduction on IRS Schedule A subject to the 10% / 7.5% limitation.
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Medical Expenses

Braille books -visually impaired son

Asked Tuesday, December 19, 2000 by an anonymous user

CPA Answer:

The excess of the costs of the braille books over the regular printed editions you buy for your visually impaired son are deductible as a medical itemized deduction on IRS Schedule A subject to the 10% / 7.5% limitation.
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Medical Expenses

Medical Lab fees

Asked Tuesday, December 19, 2000 by an anonymous user

CPA Answer:

Yes. The medical laboratory fees are deductible as a medical itemized deduction on IRS Schedule A limited by the 7.5% MAGI limitation.
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Insurance

is the amount I pay for life insurance deductible ?

Asked Tuesday, December 19, 2000 by an anonymous user

CPA Answer:

No. The cost of life insurance is not deductible.
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Medical Expenses

Special mattresses - arthritic back condition

Asked Tuesday, December 19, 2000 by an anonymous user

CPA Answer:

Mattresses and special bed boards prescribed by a doctor bought specifically to alleviate an arthritic condition are deductible as a medical itemized deduction on IRS Schedule A subject to the 10% / 7.5% MAGI limitation.
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Medical Expenses

Jenny Craig weight loss payments

Asked Tuesday, December 12, 2000 by an anonymous user

CPA Answer:

Weight-loss programs are not deductible unless related to a specific medical condition and recommended by your doctor.
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Insurance

What is a Actuarial Evaluation ?

Asked Friday, December 01, 2000 by an anonymous user

CPA Answer:

A actuarial evaluation is a life expectancy calculation by a professional actuary. A actuary is a specialist in the mathematics of risk as it relates to insurance and annuity rates and insurance calculations such as premiums, dividends and reserves.
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Insurance

In reference to insurance , what is an Elimination period ?

Asked Monday, November 27, 2000 by an anonymous user

CPA Answer:

An Elimination period is a type of deductible. It is the length of time the individual must pay for covered services before the insurance company will begin to make payments. The longer the elimination period in a policy, the lower the premium.
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Insurance

In reference to insurance , what is a Guaranteed Renewable policy ?

Asked Monday, November 27, 2000 by an anonymous user

CPA Answer:

Guaranteed renewable is when a policy cannot be cancelled and must be renewed when it expires unless benefits have been exhauseted. The company cannot change the coverage or refuse to renew the coverage for other than nonpayment of premiums. This includes changes in health conditions or marital or employment status.
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