Form 982
I was insolvent in 2022. I considered bankruptcy, but didnt want to impact my wife and I wanted to pay what I could. I had $24000 in debt cancelled by 3 credit card companies. I’m filling out a 982 form, which shows my debt outweighed the fmv of my assets. Do I need to fill out a separate 982 for each of the 3 separate cancelled debts?
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