Sean Lovison

Purpose Built Financial Services Dual-Credentialed Tax Strategy & Wealth Advisory Most individuals have their tax returns prepared by a CPA in April and their money managed by an advisor the rest of the year—with neither professional ever speaking to the other. Purpose Built Financial Services bridges this gap by integrating comprehensive financial planning, multi-year tax strategy, and investment management into a single, cohesive Personal CFO relationship. Led by Sean Lovison, CPA, CFP®, the firm serves business owners, corporate executives, and high-net-worth households navigating high-stakes financial transitions. Core Practice Specialties -Integrated Tax & Wealth Strategy: Aligning long-term investment decisions with multi-year 1040 forecasting to eliminate unnecessary tax drag. -Retirement & Distribution Sequencing: Optimizing pre-65 health insurance (ACA subsidy management), Social Security timing, and multi-year Roth conversion strategies ahead of RMDs. -Business Owner & Executive Planning: Guiding founders through entity-level tax considerations, S-Corp distributions, cash balance plans, and equity compensation (RSUs, ISOs/NSOs). -Real Estate & Alternative Investments: Tracking outside basis, suspended passive activity losses (Form 8582), and Schedule E / Schedule K-1 tax integration for rental properties and private syndications. -Personal 1040 Tax Preparation: Complete tax return preparation handled directly by the same professional managing the financial plan. Firm Philosophy & Model -100% Fee-Only & Fiduciary: Zero product sales, insurance commissions, or third-party kickbacks. -Transparent Flat-Fee Structure: Advisory services are delivered via a clear, transparent flat annual fee rather than an escalating percentage-of-wealth penalty. -Intentionally Capped Capacity: To maintain a high-touch, direct advisory relationship, the practice is hard-capped at 50 households. Clients work directly with Sean—never an junior associate or account manager. Primary Contact: Sean Lovison, CPA, CFP® Office Location: 300 Mill St, Suite 235, Moorestown, NJ 08057 Serving: Greater Philadelphia, South Jersey, and Clients Nationwide (Virtual)