BEGIN:VCARD
VERSION:3.0
REV:2026-04-04T16:09:23Z
N;CHARSET=utf-8:Howard B. Gartman CPA PA;;;;
FN;CHARSET=utf-8:Howard B. Gartman CPA PA
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;295 Olmsted Blvd Ste 5;Pinehurst;NC;28374;U
 S
END:VCARD