BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T03:02:32Z
N;CHARSET=utf-8:John F. Higgins;;;;
FN;CHARSET=utf-8:John F. Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;3610 State Rt 23 N;Hamburg;NJ;07419;US
END:VCARD