BEGIN:VCARD
VERSION:3.0
REV:2026-07-10T14:12:55Z
N;CHARSET=utf-8:Nicholas M. Garruto;;;;
FN;CHARSET=utf-8:Nicholas M. Garruto
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;12 Smull Ave;Caldwell;NJ;07006;US
END:VCARD