BEGIN:VCARD
VERSION:3.0
REV:2026-05-31T21:36:58Z
N;CHARSET=utf-8:Richard J. Cummings;;;;
FN;CHARSET=utf-8:Richard J. Cummings
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;11 State St;Hackensack;NJ;07601;US
END:VCARD