BEGIN:VCARD
VERSION:3.0
REV:2026-04-05T21:29:00Z
N;CHARSET=utf-8:Raymond L. Payment;;;;
FN;CHARSET=utf-8:Raymond L. Payment
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;617 Ludington Street;Escanaba;MI;49829;US
END:VCARD