BEGIN:VCARD
VERSION:3.0
REV:2026-04-05T20:21:51Z
N;CHARSET=utf-8:Kivioja & Van Effen CPAs;;;;
FN;CHARSET=utf-8:Kivioja & Van Effen CPAs
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;120 N 6th St;Escanaba;MI;49829;US
END:VCARD