BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T23:20:16Z
N;CHARSET=utf-8:Payne Gaertner & Associates LLC;;;;
FN;CHARSET=utf-8:Payne Gaertner & Associates LLC
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Po Box 727;Carbondale;IL;62903;US
END:VCARD