BEGIN:VCARD
VERSION:3.0
REV:2026-11-01T19:25:55Z
N;CHARSET=utf-8:Howard M.S. Hu;;;;
FN;CHARSET=utf-8:Howard M.S. Hu
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1132 Bishop Street Suite 301;Honolulu;HI;96
 813;US
END:VCARD