BEGIN:VCARD
VERSION:3.0
REV:2026-04-07T21:09:20Z
N;CHARSET=utf-8:Joseph P. Fernandez CPA;;;;
FN;CHARSET=utf-8:Joseph P. Fernandez CPA
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;418 Panay Ave.;Naples;FL;34113;US
END:VCARD