BEGIN:VCARD
VERSION:3.0
REV:2026-04-19T23:13:11Z
N;CHARSET=utf-8:Ben Jayo CPA CMA;;;;
FN;CHARSET=utf-8:Ben Jayo CPA CMA
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;2969 Sloat Rd;Pebble Beach;CA;93953;US
END:VCARD