BEGIN:VCARD
VERSION:3.0
REV:2026-09-06T04:16:37Z
N;CHARSET=utf-8:Payne;Richard;;;
FN;CHARSET=utf-8:Richard Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;974 Ridge Crest Dr;Columbus;OH;43230;US
END:VCARD