BEGIN:VCARD
VERSION:3.0
REV:2026-08-18T15:19:21Z
N;CHARSET=utf-8:Rate;Ryan;;;
FN;CHARSET=utf-8:Ryan Rate
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;31 Seven Oaks Circle;Madison;NJ;07940;US
END:VCARD