BEGIN:VCARD
VERSION:3.0
REV:2026-04-13T12:58:54Z
N;CHARSET=utf-8:Desmond;Michael;;;
FN;CHARSET=utf-8:Michael Desmond
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;201 South College Street, Suite 2500;Charlo
 tte;NC;28244;US
END:VCARD