BEGIN:VCARD
VERSION:3.0
REV:2026-04-03T23:14:13Z
N;CHARSET=utf-8:Ratner;Stephanie;;;
FN;CHARSET=utf-8:Stephanie Ratner
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;712 Willow Ave, Apt 5b;Hoboken;NJ;07030;US

 
END:VCARD