BEGIN:VCARD
VERSION:3.0
REV:2026-05-22T20:02:39Z
N;CHARSET=utf-8:Ratkowski;Jeffrey;;;
FN;CHARSET=utf-8:Jeffrey Ratkowski
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;213 Oriole Trail;Brick;NJ;08724;US
END:VCARD