BEGIN:VCARD
VERSION:3.0
REV:2026-05-18T22:34:37Z
N;CHARSET=utf-8:Horbacz;Richard;;;
FN;CHARSET=utf-8:Richard Horbacz
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;84 Terrace Avenue;West Orange;NJ;07052;US
END:VCARD