BEGIN:VCARD
VERSION:3.0
REV:2026-05-10T11:14:55Z
N;CHARSET=utf-8:Culnen;Michael;;;
FN;CHARSET=utf-8:Michael Culnen
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;41 Middletown Road;Montvale;NJ;07645;US
END:VCARD