BEGIN:VCARD
VERSION:3.0
REV:2026-09-06T21:00:05Z
N;CHARSET=utf-8:Cowan;Donald;;;
FN;CHARSET=utf-8:Donald Cowan
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;40 Bey Lea Road Ste A101;Toms River;NJ;0875
 3;US
END:VCARD