BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T03:03:09Z
N;CHARSET=utf-8:Joshi;Jubain;;;
FN;CHARSET=utf-8:Jubain Joshi
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;C/O Ernst & Young, LLP, 5 Times Square, Roo
 m 34.0048b;New York;NY;10036;US
END:VCARD