BEGIN:VCARD
VERSION:3.0
REV:2026-05-22T11:43:46Z
N;CHARSET=utf-8:Gratz;Joel;;;
FN;CHARSET=utf-8:Joel Gratz
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Christianson & Associates, Pllp, 302 Sw 5th
  Street;Willmar;MN;56201;US
END:VCARD