BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T00:54:21Z
N;CHARSET=utf-8:Owen;Carmen;;;
FN;CHARSET=utf-8:Carmen Owen
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;James A. Novak, CPA, 116 West Walnut;Nevada
 ;MO;64772;US
END:VCARD