BEGIN:VCARD
VERSION:3.0
REV:2026-09-22T04:59:00Z
N;CHARSET=utf-8:Barnard;Derek;;;
FN;CHARSET=utf-8:Derek Barnard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Huber, Ring, Helm & Co, 1600 S. Brentwood, 
 Suite 600;Saint Louis;MO;63144;US
END:VCARD