BEGIN:VCARD
VERSION:3.0
REV:2026-05-08T21:02:58Z
N;CHARSET=utf-8:Higgins;T.;;;
FN;CHARSET=utf-8:T. Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;715 E. Madison;Saint Louis;MO;63122;US
END:VCARD