BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T02:10:14Z
N;CHARSET=utf-8:Hoy;Ann;;;
FN;CHARSET=utf-8:Ann Hoy
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Cochran Head Vick & Co PC, 400 Jules St Sui
 te 415;Saint Joseph;MO;64501;US
END:VCARD