BEGIN:VCARD
VERSION:3.0
REV:2026-05-12T12:05:12Z
N;CHARSET=utf-8:Higgins;James;;;
FN;CHARSET=utf-8:James Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;James P. Higgins, CPA, 3 Shadow Wood Court;
 Saint Charles;MO;63303;US
END:VCARD