BEGIN:VCARD
VERSION:3.0
REV:2026-04-03T19:25:14Z
N;CHARSET=utf-8:Ray;Herman;;;
FN;CHARSET=utf-8:Herman Ray
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Herman Ray CPA, P. O. Box 15811;Wilmington;
 NC;28408;US
END:VCARD