BEGIN:VCARD
VERSION:3.0
REV:2026-05-03T14:11:01Z
N;CHARSET=utf-8:Schwab;Michael;;;
FN;CHARSET=utf-8:Michael Schwab
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;983 Portland Ave;Saint Paul;MN;55104;US
END:VCARD