BEGIN:VCARD
VERSION:3.0
REV:2026-04-05T22:53:10Z
N;CHARSET=utf-8:Van Effen;Janice;;;
FN;CHARSET=utf-8:Janice Van Effen
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Kivioja & Van Effen, CPAs, 120 North 6th St
 reet;Escanaba;MI;49829;US
END:VCARD