BEGIN:VCARD
VERSION:3.0
REV:2026-07-22T00:18:32Z
N;CHARSET=utf-8:Payter;Richard;;;
FN;CHARSET=utf-8:Richard Payter
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Payter & Schwartz PC, 4000 Town Center Ste 
 1040;Southfield;MI;48075;US
END:VCARD