BEGIN:VCARD
VERSION:3.0
REV:2026-07-12T23:54:38Z
N;CHARSET=utf-8:Payne;Joan;;;
FN;CHARSET=utf-8:Joan Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;4302 Woodview Dr West;Saginaw;MI;48603;US
END:VCARD