BEGIN:VCARD
VERSION:3.0
REV:2026-04-10T07:19:06Z
N;CHARSET=utf-8:Payne;Stephen;;;
FN;CHARSET=utf-8:Stephen Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;25 Hayes Ave;West Springfield;MA;01089;US
END:VCARD