BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T11:46:13Z
N;CHARSET=utf-8:Philo;David;;;
FN;CHARSET=utf-8:David Philo
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;C/O David L Philo CPA PC, Po Box 1027;Lake 
 Placid;NY;12946;US
END:VCARD