BEGIN:VCARD
VERSION:3.0
REV:2026-07-05T20:59:04Z
N;CHARSET=utf-8:Payne;Ruth;;;
FN;CHARSET=utf-8:Ruth Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;620 W St Catherine St;Louisville;KY;40203;U
 S
END:VCARD