BEGIN:VCARD
VERSION:3.0
REV:2026-04-04T18:01:16Z
N;CHARSET=utf-8:Owens;Frances;;;
FN;CHARSET=utf-8:Frances Owens
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;411 Willow Stone Way;Louisville;KY;40223;US
 
END:VCARD