BEGIN:VCARD
VERSION:3.0
REV:2026-04-07T14:00:00Z
N;CHARSET=utf-8:Joyce;Ray;;;
FN;CHARSET=utf-8:Ray Joyce
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Po Box 83, 1338 Brentwood;Ottumwa;IA;52501;
 US
END:VCARD