BEGIN:VCARD
VERSION:3.0
REV:2026-04-03T21:54:02Z
N;CHARSET=utf-8:Horvath;Richard;;;
FN;CHARSET=utf-8:Richard Horvath
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;333 River Street Apt 649;Hoboken;NJ;07030;U
 S
END:VCARD