BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T05:34:07Z
N;CHARSET=utf-8:Ratkowski;Richard;;;
FN;CHARSET=utf-8:Richard Ratkowski
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;22 Wood Oaks Dr;Saint Peters;MO;63376;US
END:VCARD