BEGIN:VCARD
VERSION:3.0
REV:2026-04-19T10:43:18Z
N;CHARSET=utf-8:Horwich;Richard;;;
FN;CHARSET=utf-8:Richard Horwich
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Horwich & Zager Pa, Ste 202 Coral Gables Fe
 d Bldg;Miami;FL;33143;US
END:VCARD