BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T10:56:13Z
N;CHARSET=utf-8:Higgins;Ernest;;;
FN;CHARSET=utf-8:Ernest Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1645 Palm Beach Lakes, Suite 550-A;West Pal
 m Beach;FL;33401;US
END:VCARD