BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T06:22:09Z
N;CHARSET=utf-8:Kozer;Clifford;;;
FN;CHARSET=utf-8:Clifford Kozer
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;40 Mitchell Place;Greenwich;CT;06831;US
END:VCARD