BEGIN:VCARD
VERSION:3.0
REV:2026-04-19T03:41:26Z
N;CHARSET=utf-8:Umali;Ferdinand;;;
FN;CHARSET=utf-8:Ferdinand Umali
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;286 Falmouth Avenue 1st Floor;Elmwood Park;
 NJ;07407;US
END:VCARD