BEGIN:VCARD
VERSION:3.0
REV:2026-10-20T14:50:01Z
N;CHARSET=utf-8:Bhandari;Usha;;;
FN;CHARSET=utf-8:Usha Bhandari
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;570 Mira Vista Ave Apt 107;Oakland;CA;94610
 ;US
END:VCARD