BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T14:40:51Z
N;CHARSET=utf-8:Cuggino;Michael;;;
FN;CHARSET=utf-8:Michael Cuggino
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;600 Montgomery St 27th Flr;San Francisco;CA
 ;94111;US
END:VCARD